UNIFORCE INSURANCE AGENCY
  • About
    • Who we are
    • Contact Us
  • Affiliate
  • Insurance
    • Learn more about >
      • Life and Final Expense
      • Auto Insurance
      • Home Insurance
      • Business Insurance
      • Declaration Page
    • Quotes >
      • No Exam Life Insurance Quote
      • Final Expense Life Insurance Quote
      • Life Insurance Quote
      • Auto Insurance Quote
      • Home/Renters Insurance Quote
      • Business Insurance Quote
  • Request A Quote
  • Policyholder
    • Report a Claim
    • Referral
  • Seniors Presentation
  • Upcoming Events
  • Special Offers
  • Contracting

Landlord Insurance for Rental Properties

5/30/2017

0 Comments

 
Your rental property isn't standard and your insurance policy shouldn't be either. You need specialized coverage that will take care of the things that matter to you as a landlord. Foremost specializes in landlord insurance and understands what's important to landlords. Lucky for you, an agent can help you choose the right Foremost landlord insurance policy for your rental property, so you can relax while someone else takes care of the paperwork!

Our Landlord Insurance Has You Covered For Your Rental Property:
​
Choices! As a landlord you can choose a package that fits your rental property or create your own customized policy. You choose what fits with your needs. Don't forget, Foremost also offers vacation rental home insurance!
  • Comprehensive Property Coverage.This means we cover most direct, sudden and accidental physical losses that aren’t specifically excluded in your policy.
  • Named Peril Coverage.This means we cover "perils" (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.
  • Optional Replacement Cost.Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
  • Agreed Loss Settlement.If your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible).  No hassles.
  • Actual Cash Value.In the event of a covered loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.
  • Extended Replacement Cost.You can receive an additional 25% of the insured amount, to replace your home! (not available in all states)
  • Liability Coverage.This provides coverage if you're found legally responsible for an accident that causes injury to someone on the rental premises or causes property damage.
  • We Also Offer Choices To Help Protect You As A Landlord:
    • Loss of Rents
    • Liability limits
    • Personal Injury
    • Landlord
    • Other Structure
    • Repair Cost
    • Water Damage from Sewers and Drains


Source: Foremost Insurance
0 Comments

9 Tips to Lower your Homeowners Insurance Costs.

5/18/2017

35 Comments

 
Picture
1. Combine buildings and contents cover 
Think about taking away each with the same insurance company, as you'll be able to usually negotiate a less expensive price. It’s price comparing the price of getting your buildings and contents cover one by one too, thus you'll be able to make sure you’re getting the best deal.

2. Cut out the frills 
Check what extras you’re paying for, and whether or not you need them. you may reduce the price by going for a basic policy and cutting out, for example, accidental damage cover. this could save as much as 20% on the cost of your insurance.


3. Increase your excess 
One of the most common ways to slash your cost is to increase the voluntary excess. this can be the quantity you need to pay within the event of a claim, and it will vary from about £50 to many pounds. the higher the excess, the lower your premium. 

4. Pay annually
While spreading your payments over monthly instalments could appear more manageable, it’s almost always more expensive because you’ll be charged an extra admin fee.


5. Pay your own way
Think twice before making a claim. If it's only a minor repair it would be better to use your own money to sort out the problem, then protect your no claims discount.

6. Build up your no claims discount 
If you don’t make any claims, you may typically earn a discount on your premiums. this could cut the cost of your insurance by as much as 50% after 5 years.

7. Join a neighborhood watch scheme
This might cut back your premiums by around 5%, and provides you additional peace of mind.

8. Fit smoke alarms 
Faulty electrics cause around 7,000 house fires across the country each year, thus ensure you've got smoke alarms throughout your property. keep in mind to check them frequently to create certain they’re working properly.

9. Insulation
Burst water pipes are among the most common home insurance claims, thus ensure to insulate your pipes.
35 Comments

    Categories

    All
    Auto Insurance
    Autumn Home
    Autumn Home Maintenance
    Business Insurance
    Electronic Logging
    Final Expense
    Halloween
    Homeowners Insurance
    Life Insurance
    New Car
    New Insurance
    Property Management
    Pumpkin Carving
    Road Safety
    Safety
    TrickorTreat
    Trucking

Powered by Create your own unique website with customizable templates.
  • About
    • Who we are
    • Contact Us
  • Affiliate
  • Insurance
    • Learn more about >
      • Life and Final Expense
      • Auto Insurance
      • Home Insurance
      • Business Insurance
      • Declaration Page
    • Quotes >
      • No Exam Life Insurance Quote
      • Final Expense Life Insurance Quote
      • Life Insurance Quote
      • Auto Insurance Quote
      • Home/Renters Insurance Quote
      • Business Insurance Quote
  • Request A Quote
  • Policyholder
    • Report a Claim
    • Referral
  • Seniors Presentation
  • Upcoming Events
  • Special Offers
  • Contracting