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Your rental property isn't standard and your insurance policy shouldn't be either. You need specialized coverage that will take care of the things that matter to you as a landlord. Foremost specializes in landlord insurance and understands what's important to landlords. Lucky for you, an agent can help you choose the right Foremost landlord insurance policy for your rental property, so you can relax while someone else takes care of the paperwork!
Our Landlord Insurance Has You Covered For Your Rental Property: Choices! As a landlord you can choose a package that fits your rental property or create your own customized policy. You choose what fits with your needs. Don't forget, Foremost also offers vacation rental home insurance!
Source: Foremost Insurance
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 1. Combine buildings and contents cover
Think about taking away each with the same insurance company, as you'll be able to usually negotiate a less expensive price. It’s price comparing the price of getting your buildings and contents cover one by one too, thus you'll be able to make sure you’re getting the best deal. 2. Cut out the frills Check what extras you’re paying for, and whether or not you need them. you may reduce the price by going for a basic policy and cutting out, for example, accidental damage cover. this could save as much as 20% on the cost of your insurance. 3. Increase your excess One of the most common ways to slash your cost is to increase the voluntary excess. this can be the quantity you need to pay within the event of a claim, and it will vary from about £50 to many pounds. the higher the excess, the lower your premium. 4. Pay annually While spreading your payments over monthly instalments could appear more manageable, it’s almost always more expensive because you’ll be charged an extra admin fee. 5. Pay your own way Think twice before making a claim. If it's only a minor repair it would be better to use your own money to sort out the problem, then protect your no claims discount. 6. Build up your no claims discount If you don’t make any claims, you may typically earn a discount on your premiums. this could cut the cost of your insurance by as much as 50% after 5 years. 7. Join a neighborhood watch scheme This might cut back your premiums by around 5%, and provides you additional peace of mind. 8. Fit smoke alarms Faulty electrics cause around 7,000 house fires across the country each year, thus ensure you've got smoke alarms throughout your property. keep in mind to check them frequently to create certain they’re working properly. 9. Insulation Burst water pipes are among the most common home insurance claims, thus ensure to insulate your pipes. |
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